Decatur Illinois car insurance rates can be surprisingly affordable if you know where to look. To get an idea of what you can expect, check out some of the average rates in the area. Decatur has a few different insurance agencies to choose from. These include Siegert-Lees Insurance Services, Floyd Insurance Agency, and InsureOne.
InsureOne
Decatur, IL residents can get car insurance at a very affordable rate when using the InsureOne Decatur location. This location is affiliated with the top-rated Freeway Insurance network. They offer competitive car insurance rates and great service. To get your free car insurance quote, simply visit our website or call us at 630-752-2200.
Floyd Insurance Agency
Floyd Insurance Agency is a locally owned, independent insurance agency located in Decatur, Illinois. They offer a variety of insurance coverage options for both single and multiple vehicles, as well as home and life insurance. Their staff members have over 30 years of combined experience in the insurance industry, so they are well-positioned to give clients advice on the best insurance plan for their particular needs.
One of the main factors that determine the cost of car insurance in Decatur, IL is the deductible. Choosing the correct deductible can greatly reduce the cost of insurance. If you choose a lower deductible, you can lower your overall car insurance costs. The table below demonstrates how deductibles can affect insurance rates in Decatur.
Siegert-Lees Insurance Services
Siegert-Lees Insurance Services has been around since 1921. They provide a variety of insurance options including auto insurance, life insurance, and identity theft protection. Michael Lees, who owns the agency, has over 27 years of experience in the industry. He holds the Certified Insurance Counselor certification.
This independent insurance agency has a staff of insurance agents who conduct plan shopping among multiple carriers to find the best rate for each individual client. This Decatur, Illinois insurance agency provides coverage for single and multiple vehicles. They are also experienced in commercial insurance programs and offer a free quote.
In Illinois, drivers are required to carry liability insurance. This coverage protects other drivers in an accident. If you are at fault for an accident, it pays for any injuries to the other driver and damages to the other driver's car. This coverage is mandatory in Illinois, and a fine of up to $1,000 can be assessed if you are not insured.
Decatur, Illinois car insurance rates vary depending on the type of coverage you need. The average monthly cost is $266. Decatur car insurance rates are competitive with neighboring areas, including Chicago, Peoria, and Aurora. It's important to compare Decatur, IL car insurance rates with other areas of Illinois to see which is the best value.
Decatur car insurance rates vary based on many factors, including age. For example, a driver with a DUI may pay more than a driver without any criminal history. Also, your ZIP code plays a large role in the rate you pay.
The average car insurance rate in Illinois is $1120 per year, which is 21.6 percent lower than the national average. The cheapest Illinois car insurance policy is offered by State Farm, which has the lowest minimum coverage rate of $436 per year. This policy covers bodily injury up to $25000 per person and $20000 for damages to property. In addition to Illinois's minimum car insurance requirements, car insurance rates are also determined by your age and car model.